Insurance for family day care educators

We care more!

Family Day Care Australia is your national peak body for family day care. Which is why we care more about family day care - it’s why we’re here.

With over 25 years experience representing, supporting and promoting family day care we know what’s important to you.

Family Day Care Australia provides exceptional cover with the protection you need. What’s more, we offer $0 excess on claims which could save you hundreds in the event of a claim. Our members-only policy ensures you receive the cover you require and the value you deserve.

As a licensed insurance broker (AFSL 329 616) and with our insurance backed by the strength of Lloyd’s of London, we’ve got you covered.
 

Insurance Packages

We offer three insurance packages designed to meet the specific needs of your business.
 

Purchase your family day care insurance


Family Day Care Package

This package is for family day care educators who provide traditional family day care as well as those educators who provide both family day care and in-home care. It includes:

  • Family Day Care Australia membership
  • Public Liability Insurance
  • Personal Accident Insurance for Children
  • Management Liability Insurance
  • Accidental Death Cover


In-Home Care Package

This package is for in-home carers who provide care in the child’s own home. It includes:

  • Family Day Care Australia membership
  • Public Liability Insurance
  • Personal Accident Insurance for Children
  • Accidental Death Cover


Out of Home Care Package

This package is for family day care educators who provide both family day care and Out of Home Care*. This package includes a specific extension to account for the needs of children and young people in OOHC. It includes:

  • Family Day Care Australia membership
  • Public Liability Insurance (with OOHC extension)
  • Personal Accident Insurance for Children
  • Management Liability Insurance
  • Accidental Death Cover


If you would like to customise your own insurance package you can call Family Day Care Australia on 1800 658 699. You can also find out more about our insurance products by clicking on the products on the left of the page.

Cover is always subject to the terms and conditions of the policy.

*OOHC refers to the provision of care through your family day care service, on a fee for service basis for children placed by a private or government agency which holds legal guardianship of the child, and where the care is for periods greater than 12 continuous hours. It does not apply to those providing regular family day care for children placed by their parents, nor does it apply to those who provide foster care on an individual private basis, arranged outside their family day care service.


Insurance Brokers Code of Practice

FDCA subscribes to the National Insurance Brokers Code of Practice (the code).

The code sets out standards for brokers to follow when dealing with clients. The code is available for download at www.niba.com.au.

 

DISCLAIMER

Family Day Care Australia ABN 93 094 436 021 AFSL 329 616 receives commission and fees for arranging insurance products. For full details see our Financial Services Guide (FSG). Because we don’t know your financial needs, we can’t advise if these insurances will suit you and we do not take into account your personal circumstances. The information we provide is general in nature only. You should consider your needs and read the Policy Wording before making a decision to buy this insurance. Please call us on 1800 658 699 for a copy of the FSG and Policy Wording.