With FDCA's in-depth knowledge of family day care and in-home care, we have negotiated a range of motor vehicle insurance policies to meet the unique needs of family day care and in-home care.
FDCA has negotiated a specific endorsement which covers the operation of the motor vehicle for the family day care business. The endorsement allows for:
A change of circumstances can void your insurance cover if you fail to notify your insurer!
Concerns about motor vehicle insurance may apply if you use your car to transport children in care as part of your childcare service. Your insurer may not cover you if you use your car for both personal and business purposes.
Other significant issues may occur if you charge a separate fee for transport as many insurers will view that as two separate businesses – a childcare business and a separate transportation business and may require you to take out a commercial policy to cover the transportation business.
To find out if your insurer will still cover you once you start your home based childcare service we recommend you contact your insurer and ask the following questions:
If you are not satisfied with the answers from your current insurer get a quote from Family Day Care Australia.
If you have any further questions or wish to obtain a quote over the phone, please call 1800 658 699.
Product Disclosure Statement (PDS)
Click here to download the Product Disclosure Statement.
The motor vehicle insurance is underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708. Family Day Care Australia ABN 93 094 436 021 AFSL 329 616 receives commission for arranging this insurance. For full details see our Financial Services Guide (FSG). Because we don’t know your financial needs, we can’t advise if this insurance will suit you and we do not take into account your personal circumstances. The information we provide is general in nature only. You should consider your needs and read the Product Disclosure Statement (PDS) before making a decision to buy this insurance. Please call us on 1800 658 699 for a copy of the FSG and PDS.