If you were injured or became ill and could not work for a period of time, what would your life look like without your weekly income coming in for your family? Being unable to work for a period of time does not mean your mortgage, rent or other financial commitments get put on hold whilst you are not working.
As most family day care educators are self-employed, they do not have the benefit of sick leave or workers compensation payments in the event of an accident or sickness and managing the risk of an accident or sickness are important considerations in running your business.
Family Day Care Australia (FDCA) can arrange an Individual Personal Accident & Sickness Policy that’s designed to protect you against covered Bodily Injuries resulting from an accident, and Sickness.* The policy can also include an Accidental Death benefit and Permanent Total Disablement lump sum payment. Click below to obtain a quote.
To find out more about the Personal Accident and Sickness Insurance contact Family Day Care Australia on 1800 658 699.
To download a copy of the Product Disclosure Statement (PDS) please click here.
*Pre-existing conditions are not covered. Individual Personal Accident and Sickness Insurance is underwritten by Chubb Insurance Australia Limited ABN 23 001 642 020, AFSL 239 687. Family Day Care Australia ABN 93 094 436 021 AFSL 329 616 receives commission and fees for arranging this insurance. For full details see our Financial Services Guide (FSG). Because we don’t know your financial needs, we can’t advise if this insurance will suit you and we do not take into account your personal circumstances. The information we provide is general in nature only. You should consider your needs and read the Policy Wording before making a decision to buy this insurance. Please call us on 1800 658 699 for a copy of the FSG and Policy Wording.
ABN 93 094 436 021 | AFSL 329 616