Family day care insurance

It is a legal requirement that all family day care educators maintain current public liability insurance.

Family Day Care Australia provides exceptional insurance cover and the protection you need and what’s more, we offer $0 excess on claims and this could save you hundreds in the event of a claim. Our members-only policy ensures you receive the cover you require and the value you deserve.

As a licensed insurance broker (AFSL 329 616) and with our insurance backed by the strength of Lloyd’s of London, we’ve got you covered.

Why insure with Family Day Care Australia?

When you take out a Family Day Care Insurance policy you become a member of Family Day Care Australia and join a network of over 22,000 early childhood educators and service professionals across Australia.

As a member, you are making a vital contribution to our work in supporting, promoting and representing the sector. As your national, not-for-profit, peak body, your investment in us, is an investment in a stronger future for family day care.

Insurance Packages

We offer three insurance packages designed to meet the specific needs of your business.
 

Click here to purchase your family day care insurance package


Family Day Care Package

This package is for family day care educators who provide traditional family day care in the educator’s home/residence, as well as those educators who provide both family day care and in-home care. It includes:

  • Family Day Care Australia membership
  • Public Liability Insurance
  • Personal Accident Insurance for Children
  • Management Liability Insurance
  • Accidental Death Cover


In-Home Care Package

This package is for in-home carers who provide care in the child’s own home. It includes:

  • Family Day Care Australia membership
  • Public Liability Insurance
  • Personal Accident Insurance for Children
  • Accidental Death Cover


Out of Home Care Package

This package is for family day care educators who provide both family day care and Out of Home Care*. This package includes a specific extension to account for the needs of children and young people in OOHC. It includes:

  • Family Day Care Australia membership
  • Public Liability Insurance (with OOHC extension)
  • Personal Accident Insurance for Children
  • Management Liability Insurance
  • Accidental Death Cover

If you would like to customise your own insurance package you can call Family Day Care Australia on 1800 658 699.

Cover is always subject to the terms and conditions of the policy.

*OOHC refers to the provision of care through your family day care service, on a fee for service basis for children placed by a private or government agency which holds legal guardianship of the child, and where the care is for periods greater than 12 continuous hours. It does not apply to those providing regular family day care for children placed by their parents, nor does it apply to those who provide foster care on an individual private basis, arranged outside their family day care service.


Insurance Brokers Code of Practice

FDCA subscribes to the National Insurance Brokers Code of Practice (the code).

The code sets out standards for brokers to follow when dealing with clients. The code is available for download at www.niba.com.au.

 

DISCLAIMER

Family Day Care Australia ABN 93 094 436 021 AFSL 329 616 receives commission and fees for arranging insurance products. For full details see our Financial Services Guide (FSG). Because we don’t know your financial needs, we can’t advise if these insurances will suit you and we do not take into account your personal circumstances. The information we provide is general in nature only. You should consider your needs and read the Policy Wording before making a decision to buy this insurance. Please call us on 1800 658 699 for a copy of the FSG and Policy Wording.